Travel insurance is something you will need on the road. It’s the MOST IMPORTANT thing you need. You never know what could happen, and most health insurance plans don’t cover you when you travel. Not only does travel insurance cover any injuries or illnesses but it also covers the stuff you take on the road, any accidents that might happen, or trip cancellations that might occur. It’s not just about being able to see a doctor on the road — it’s about making sure that if you fall into an ocean (like I did), your camera can get replaced at no cost. Here is why I never leave home without travel insurance:
It covers you when you get sick and need to see a doctor.
It covers you if you need to get helicoptered out of somewhere.
It covers you if you need to be sent home.
It covers electronics that break or stolen.
It covers if you have to cancel your trip.
It covers you if your goods are stolen.
It is affordable and offers peace of mind!
It is easy to get (and renew online).
It is a no brainer – because if something goes wrong, it saves you thousands!
For only a few dollars per day, making sure you won’t be out extra money when something goes wrong is the smart and frugal move. After all, a good budget traveler is a smart budget traveler. Don’t be penny wise and pound foolish. I once had a friend break her arm and had to pay thousands of dollars because she didn’t buy insurance. Don’t let that happen to you!